Terms and Conditions

1. Acceptance of Terms

By accessing and using this website (jtknowsloans.com), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Services Provided

JT Knows Loans provides mortgage consulting and loan origination services through Barrett Financial Group, LLC. All loan approvals are subject to credit, income, and asset verification. This website is for informational purposes and does not constitute a commitment to lend.

3. User Conduct

You agree to use the website only for lawful purposes. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, or profane material that could constitute or encourage conduct considered a criminal offense.

4. Intellectual Property

The content, logos, graphics, and design of this website are the property of JT Knows Loans and are protected by copyright and intellectual property laws. Unauthorized use of any materials on this site may violate copyright, trademark, and other laws.

5. Communication & SMS Consent

By providing your phone number, you consent to receive communications from us, including SMS text messages, regarding your inquiries and loan status. Message and data rates may apply. You can opt-out at any time by replying "STOP" to any message received.

6. Limitation of Liability

In no event shall JT Knows Loans or Barrett Financial Group be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Arizona, and you irrevocably submit to the exclusive jurisdiction of the courts in that State.

8. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:
JT Knows Loans
Email: [email protected]
Phone: 480-286-2384