What types of home loans does JT Knows Loans offer?

JT Knows Loans offers FHA, VA, USDA, conventional, jumbo, and first-time homebuyer loans, as well as mortgage refinancing. John Todaro (NMLS #1006565) is licensed in AZ, CA, FL, NV, OR, TX, and WA.

How do I get pre-approved for a home loan with JT Knows Loans?

You can apply for pre-approval online at https://www.jtknowsloans.com/get-your-loan-approved-w-jt/ or call John Todaro directly at 480-286-2384.

Does JT Knows Loans offer free CE classes for Realtors?

Yes! John Todaro offers free ADRE-accredited Continuing Education classes for Arizona Realtors - 3 hours per class. Register at https://www.jtknowsloans.com/ce-learning/

What states does John Todaro originate mortgages in?

John Todaro (NMLS #1006565) is licensed to originate mortgage loans in Arizona, California, Florida, Nevada, Oregon, Texas, and Washington.

What is John Todaro's NMLS number?

John Todaro's NMLS number is 1006565. He originates loans through Barrett Financial Group, LLC (NMLS #181106).

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Your Mortgage Expert Who Actually Answers.

John Todaro has spent 20+ years helping homebuyers and real estate investors across 7 states get to the closing table — faster, smoother, and with fewer surprises. Real advice. Real responses. Every time.

★ Pre-Approval in 24 Hours

★ Same-Day Response

★ No Credit Pull to Start

Licensed In: AZ CA FL NV OR TX WA

See What You Qualify For

Takes 60 seconds · No credit pull required to start

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By submitting, you agree to be contacted via phone, text & email. We never sell your information. NMLS #1006565 · Barrett Financial Group NMLS #181106.

● Phoenix, AZ — First-time buyer pre-approved in 18 hours ● Miami, FL — Investment property refinance · Saved $380/mo ● “John answered every question same day. Best lender I’ve worked with.” — Scottsdale Buyer ● Las Vegas, NV — VA buyer closed with $0 down · Smooth process ● Austin, TX — Move-up buyer approved in 24 hours · 5-star experience ● Phoenix, AZ — First-time buyer pre-approved in 18 hours ● Miami, FL — Investment property refinance · Saved $380/mo ● “John answered every question same day. Best lender I’ve worked with.” — Scottsdale Buyer ● Las Vegas, NV — VA buyer closed with $0 down · Smooth process ● Austin, TX — Move-up buyer approved in 24 hours · 5-star experience

THE PROCESS

Pre-Approved in 3 Simple Steps

No confusing paperwork. No waiting days for a callback. Just a clear path from today to closing day.

01

Submit Your Info

Fill out the quick form above — takes 60 seconds. No credit pull at this stage. Just the basics so John can review your situation personally before you talk.

02

Talk to John

John personally reviews every submission and reaches out the same day — via phone or text. No call center, no assistant. You get John directly from the first conversation.

03

Get Your Letter

Receive your pre-approval letter in as little as 24 hours. Walk into any offer in AZ, CA, FL, NV, OR, TX or WA knowing you’re backed by a committed lender.

Ready to Find Out What You Actually Qualify For?

Takes 60 seconds. No credit pull to start. John responds the same day.

GET PRE-APPROVED NOW → CALL 480-286-2384

NMLS #1006565 · Barrett Financial Group NMLS #181106 · Licensed in AZ, CA, FL, NV, OR, TX & WA